Lead Poisoning Prevention Fund

Michigan Saves created the Lead Poisoning Prevention Fund (Lead Fund) to fill a critical gap for homeowners and income-property owners who don’t qualify for free home lead services from the Michigan Department of Health and Human Services (MDHHS). We’re working to make sure everyone—no exceptions—has peace of mind when it comes to the safety of their homes.

We are pleased to offer a 50/50 cost-share incentive for participants in our Lead Fund program. This means Michigan Saves will cover 50 percent of the cost of your lead abatement project. See additional details about this incentive below.

Note: Before you explore the Lead Fund, we strongly encourage you to first apply for home lead services through MDHHS’s Lead Safe Home Program. If you don’t meet the program criteria or have applied and been denied from that program, the Lead Fund may be able to help.

How to Remove Lead From Your Home with the Lead Fund

Removing lead from your home with Michigan Saves’ Lead Fund is a multistep process. We want to ensure you understand how this program works and what it will look like for you and your home or property. Explore the tiles below to learn about each step.

1. Letter of intent

Read and sign the Lead Fund Letter of Intent if your MDHHS application is denied, or if you do not want to apply to the MDHHS Lead Safe Home Program.

2. Environmental investigation

Michigan Saves will help you schedule a free environmental investigation of your home to identify all lead hazards.

3. Finding a contractor

Use Michigan Saves’ Find Your Contractor tool to find an authorized lead abatement contractor to complete your project.

4. Workscope development

Work with your chosen authorized lead abatement contractor to prioritize lead hazards, establish a budget, and develop a scope of work to submit to Michigan Saves.

5. Loan application

After your workscope is approved, apply for a Michigan Saves loan. Reminder: With the 50/50 cost share incentive, your loan will only need to cover 50 percent of the project cost.

6. Lead abatement

Your authorized contractor will complete the lead abatement project based on your agreed-upon budget, timeline, and workscope.

7. Certificate of completion

After the project is complete, both you and your contractor will sign a certificate of completion.

8. Project payment

Begin loan payments based on the terms of your Michigan Saves loan. Michigan Saves and our lending partner pays the contractor.

Residential Financing Facts

Loan type:
Unsecured, personal loan

Eligible improvements:
Lead abatement measures or related work only

Loan amounts:

Flexible between one and 15 years

For the latest fixed rates, click here.

Eligible properties:
Single-family homes (up to four attached units) and single-family income properties

*Actual rates, terms, and loan amounts vary and depend on market conditions, the lender you choose, and your creditworthiness.

About the 50/50 Cost-Share Incentive

The 50/50 cost-share incentive can only be used for lead abatement projects financed with a Michigan Saves Lead Fund loan. Your loan application must be approved to receive the incentive. Credit history, credit score, and other items in your credit report are considered with your loan application.

This incentive is only available for projects of $2,000 or more. The minimum Michigan Saves loan amount is $1,000. The maximum project amount is $100,000.

Download the Cost Share Summary flyer

Learn More About Lead in Your Home

Michigan Saves launches 50/50 cost-sharing incentive through its Lead Poisoning Prevention Fund, enhancing affordability of lead abatement

Michigan Saves, the nation’s first nonprofit green bank, today announced it will now offer a 50/50 cost-sharing incentive through its Lead Poisoning Prevention Fund (Lead Fund).

Read More

How to Abate or Remediate Lead in Your Home

If you live in an older home or neighborhood and have recently discovered lead in your paint, soil, plumbing, or elsewhere, it’s wise to work toward lead remediation or abatement as soon as possible.

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The Health Risks of Lead in Your Home

Most people think of their homes as the safest place they can be. However, if you live in an older house, apartment building, or neighborhood, there may be sources of excessive lead in and around your living space that can cause lead poisoning.

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Have questions?

Contact our team at 517-484-6474 or [email protected]