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TRUE Community Credit Union—TRUE to our Members, Community, and Team

At TRUE Community Credit Union, we aim to inspire the pursuit of a life well lived and work to cultivate legacy-defining moments for the people and places we serve for generations to come.

Get started today by finding an authorized Michigan Saves contractor before you apply for financing.

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Home Energy Loan Offerings*

Amounts Fixed Rate Terms (months)
$1,000—$50,000 4.50%—7.00% APR** Up to 180

*Rate, term, and loan amount vary based on market conditions and credit approval. Term includes monthly payments of principal and interest. There is no penalty for early repayment.
**APR = Annual Percentage Rate

TRUE Community Credit Union Financing Features

Counties Served: All Michigan counties
Minimum Credit Score:
600+ (TransUnion—FICO V09)
Credit Approval:
90 days
$5 if not already a member
View FAQ


Phone: 517-784-7101

  • Contacts applicants at time of approval to complete membership and sign loan documents
  • Contractor payment via ACH or mail
  • Exclusive partner with Consumers Energy to provide first three months of loan repayments for qualified borrowers in Jackson County

Real People, Real Stories, Real Results

Read how homeowners have found success using Michigan Saves financing for energy improvements.