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TRUE Community Credit Union—TRUE to our Members, Community, and Team

At TRUE Community Credit Union, we aim to inspire the pursuit of a life well lived and work to cultivate legacy-defining moments for the people and places we serve for generations to come.

Get started today by finding an authorized Michigan Saves contractor before you apply for financing.

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Home Energy Loan Offerings*

Amounts Fixed Rate (as low as) Terms (months)
$1,000—$100,000 7.75% APR** Up to 180

*Rate, term, and loan amount vary based on market conditions and credit approval. Term includes monthly payments of principal and interest. There is no penalty for early repayment.
**APR = Annual Percentage Rate

TRUE Community Credit Union Financing Features

Counties Served: All Michigan counties
Minimum Credit Score:
600+ (TransUnion—FICO V09)
Credit Approval:
90 days
$5 if not already a member
View FAQ


Phone: 517-784-7101
Email: [email protected]

  • Contacts applicants at time of approval to complete membership and sign loan documents
  • Contractor payment via ACH or mail

Real People, Real Stories, Real Results

Read how homeowners have found success using Michigan Saves financing for energy improvements.