Genisys Credit Union

We Put Members First with Money Saving Loan Rates

Genisys is committed to drive Michigan’s economy forward by helping individuals, families, and businesses manage their finances in a trustworthy, convenient, and economical manner.

Genisys Credit Union has been recognized as a Best Credit Union in Michigan from Forbes in their annual “America’s Best-In-State Credit Unions.” Built on the principle of putting members first we work to create an environment where members can focus on their financial health in a way that works for them. We sincerely thank all who make Genisys their credit union of choice.

Get started today by finding an authorized Michigan Saves Contractor and apply for your Michigan saves Loan through Genisys Credit Union

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Genisys Credit Union Loans through Michigan Saves*

Loan Amount Rate Term (months)
Energy Efficiency $1,000-$40,000 as low as 4.44% APR* up to 180 months
Solar Energy $50,000-$75,000 as low as 5.60% APR* up to 300 months

APR = Annual Percentage Rate. All Michigan Saves authorized lenders offer programs for “good” credit and above. These lenders consider lower credit scores. **Actual rates, terms, and loan amounts vary and depend on market conditions, the lender you choose, and your creditworthiness. Approximate monthly payments would be $7.62 per $1,000 at 4.44%APY up to 180 months and $6.20 per $1,000 at 5.60%APY up to 300 months.

Genisys Credit Union is Here for You

Counties Served: Entire State of Michigan
Minimum Credit Score: 600+ (Experian FICO 09)
Credit Approval: 90 days
Membership: $5 if not already a member
View FAQ

Get Started Today!

I​​f you have any questions in regards to the program, please call an External Lending Representative at 248-322-9800, ext. 1190

  • Contacts applicants at time of approval to complete membership and sign loan documents
  • Contractor payment via ACH or mail

Real People, Real Stories, Real Results

Read how homeowners have found success using Michigan Saves financing for energy improvements.