Pay Less with Lake Michigan Credit Union
As a credit union, LMCU’s goal isn’t to generate profits for shareholders. It’s to improve the lives of their members. That’s why LMCU is rated #1 in the nation for Return of Member according to Callahan & Associates in December 2020.
Get started today by finding an authorized Michigan Saves contractor before you apply for financing.
Home Energy Loan Offerings*
| Amounts | Fixed Rate (as low as) | Terms (months) |
|---|---|---|
| $1,000—$60,000 | 7.75% APR** | Up to 180 |
*Rate, term, and loan amount vary based on market conditions and credit approval. Term includes monthly payments of principal and interest. There is no penalty for early repayment.
**APR = Annual Percentage Rate
Lake Michigan Credit Union Financing Features
Counties Served: All Lower Peninsula counties
Minimum Credit Score: 600+ (Experian–VantageScore V4)
Credit Approval: 120 days
Membership: $5 if not already a member
View FAQ
Contact
Phone: 616-900-1440
Email: [email protected]
Website: LMCU.org
- Contacts applicants at time of approval to complete membership and sign loan documents
- Contractor payment via ACH or mail
