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Pay Less with Lake Michigan Credit Union

As a credit union, LMCU’s goal isn’t to generate profits for shareholders. It’s to improve the lives of their members. That’s why LMCU is rated #1 in the nation for Return of Member according to Callahan & Associates in December 2020.

Get started today by finding an authorized Michigan Saves contractor before you apply for financing.

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Home Energy Loan Offerings*

Amounts Fixed Rate Terms (months)
$1,000—$40,000 3.99% —7.00% APR** Up to 180


*Rate, term, and loan amount vary based on market conditions and credit approval. Term includes monthly payments of principal and interest. There is no penalty for early repayment.
**APR = Annual Percentage Rate

Lake Michigan Credit Union Financing Features

Counties Served: All Lower Peninsula counties
Minimum Credit Score: 600+ (Experian–VantageScore V3)
Credit Approval: 120 days
Membership: $5 if not already a member
View FAQ

Contact

Phone: 616-900-1440
Email: GreenLoans@LMCU.org
Website: LMCU.org

  • Contacts applicants at time of approval to complete membership and sign loan documents
  • Contractor payment via ACH or mail

Real People, Real Stories, Real Results

Read how homeowners have found success using Michigan Saves financing for energy improvements.