Lead Poisoning Prevention Fund
Keep the charm. Lose the harm.
Protect your home with the Lead Poisoning Prevention Fund.
The Lead Poisoning Prevention Fund (Lead Fund) is a statewide program that helps Michigan property owners remove costly lead hazards and create safer, healthier homes. It’s designed to fill an important gap for homeowners and small rental property owners who may not qualify for free lead abatement programs—or who face significant out-of-pocket costs to get the work done.
Through a simple 50/50 cost-sharing model and flexible financing options, the Lead Fund helps make lead abatement attainable and more affordable. The program covers half the cost of your lead abatement project, helping you protect your home, your investment, and the people who live there.
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How to Remove Lead From Your Home with the Lead Fund
Removing lead from your home with the Lead Fund is a multistep process. We want to ensure you understand how this program works and what it will look like for you and your home or property. Here’s how the process works.
Residential Financing Facts
Loan type:
Unsecured, personal loan
Eligible improvements:
Lead abatement measures or related work only
Loan amounts:
Starting at $1,000
Terms:
Flexible between one and 15 years
Rates:
For the latest fixed rates, click here.
Eligible properties:
Residential properties with up to four attached units, including owner occupied and rental properties. (Note: Lead Fund loans are unsecured, personal loans. LLCs are not eligible to apply.)
Actual rates, terms, and loan amounts vary and depend on market conditions, the lender you choose, and your creditworthiness.
About the 50/50 Cost-Share Incentive
The 50/50 cost-share incentive can only be used for lead abatement projects financed with a Michigan Saves Lead Fund loan. Your loan application must be approved to receive the incentive. Credit history, credit score, and other items in your credit report are considered with your loan application.
This incentive is only available for projects of $2,000 or more. The minimum Michigan Saves loan amount is $1,000.
Michigan Saves Residential Lenders
We’ve already negotiated the best rates and terms for clean energy home improvements on your behalf. This simple, affordable clean energy financing is only available through Michigan Saves and is engineered to get you the most for your money, energy, and time.
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What county do you live in?
Loan amount: How much do you want to borrow?
Available Lenders and Offerings
Loan terms are one year for every $1,000 up to $4,999. For loans $5,000 and higher, customer may select term up to ten years (or higher if applicable). There are no annual or early repayment fees.
| Amounts | Rates As Low As | Terms (months) | |||
|---|---|---|---|---|---|
| $1,000—$50,000 | 6.49% | Up to 180 | |||
| All Michigan Counties | |||||
| Amounts | Rates As Low As | Terms (months) | |||
|---|---|---|---|---|---|
| $1,000—$50,000 | 6.49% | Up to 180 | |||
| All Michigan Counties | |||||
| Amounts | Rates As Low As | Terms (months) | |||
|---|---|---|---|---|---|
| $1,000—$60,000 | 6.49% | Up to 180 | |||
| All Lower Peninsula Counties | |||||
| Amounts | Rates As Low As | Terms (months) | |||
|---|---|---|---|---|---|
| $1,000—$75,000 | 6.24% | Up to 180 | |||
| All Michigan Counties | |||||
| Amounts | Rates As Low As | Terms (months) | |||
|---|---|---|---|---|---|
| $1,000—$30,000 | 7.00% | Up to 120 | |||
| Macomb, Oakland, Washtenaw, Wayne | |||||
| Amounts | Rates As Low As | Terms (months) | |||
|---|---|---|---|---|---|
| $1,000—$60,000 | 6.50% | Up to 180 | |||
| All Michigan Counties | |||||
| Amounts | Rates As Low As | Terms (months) | |||
|---|---|---|---|---|---|
| $1,000—$75,000 | 7.24% | Up to 180 | |||
| All Michigan Counties | |||||
*All Michigan Saves authorized lenders offer programs for “good” credit and above. These lenders consider lower credit scores.
**Actual rates, terms, and loan amounts vary and depend on market conditions, the lender you choose, and your creditworthiness.
Stay Informed
Join our mailing list to receive more information about removing lead from your home and updates about the Lead Fund.
Learn More About Lead in Your Home
Protecting families from lead hazards is a responsibility we all share, especially owners and managers of historic rental properties built before 1978. By addressing lead hazards, landlords can protect their tenants’ health, safeguard the long-term value of their investments, and preserve the historic character of their properties.
When you look at a beautiful historic building, it’s easy to appreciate its craftsmanship and unique details. But for those living in these homes or managing them as rental properties, there’s a hidden hazard to address: lead poisoning.
Michigan Saves, the nation’s first nonprofit green bank, today announced it will now offer a 50/50 cost-sharing incentive through its Lead Poisoning Prevention Fund (Lead Fund).
Have questions?
Contact our team at 517-484-6474 or info@michigansaves.org
