Home Energy Loan Offerings
Amounts
Min: $1,000
Max: $60,000
Rates As Low As
7.24% APR
Terms (months)
180
Rate, term, and loan amount vary based on market conditions and credit approval. Term includes monthly payments of principal and interest. There is no penalty for early repayment.
APR = Annual Percentage Rate
Lake Michigan Credit Union Financing Features
Counties Served: All Lower Peninsula counties
Minimum Credit Score: 600+ (Experian–VantageScore V4)
Credit Approval: 120 days
Membership: $5 if not already a member
View FAQ
Contact
Phone: 616-900-1440
Email: [email protected]
Website: LMCU.org
- Contacts applicants at time of approval to complete membership and sign loan documents
- Contractor payment via ACH or mail