Commercial Financing for Contractors | Michigan Saves

Commercial Financing for Contractors

Whether a commercial operation is large or small, charitable, industrial, or otherwise, we enable energy financing that helps slash commercial building and operating expenses.

Purple triangle shape
Purple background shape
Purple triangle shape
Purple triangle shape

We offer eligible commercial customers—including businesses; nonprofits; multifamily and public-sector properties, such as municipal office buildings and public schools; and other commercial facilities—a wide array of financing options on prequalified energy measures or improvements recommended by an authorized energy auditor. Our authorized commercial lenders provide this financing at a low cost to you through a simple process.

Commercial Financing Process

1

Provide your estimate to the customer

2

Instruct the customer to apply directly with one of our commercial lenders

3

Make the energy improvements after the customer’s financing application is approved and booked

4

Log in to your NGEN account and fill out a quick project closeout

After these steps have been completed, you can expect final payment from the lender, which will be disbursed directly to you! (Most lenders will prefund a portion of the project upon request—tap individual lenders for details.)

Participating Commercial Lenders and Offerings

We’re proud to partner with commercial lenders that share our high customer service standards and can help finance your customers’ energy improvement projects, both large and small.

Ascentium Capital logo

Ascentium Capital

Amount: $5,000

—based on credit

Rates: Starting at 7.42% APR

Terms: Up to 84 months

Prefunding: Up to 75%

Details
NEIF logo

NEIF

Amount: $250,000

—based on credit

Rates: Starting at 6.50% APR

Terms: Up to 144 months

Prefunding: Up to 50%

Details

Special Offers

 It’s a simple equation—low interest rates equal greater sales for your business. Michigan Saves contractors who maximize our utility incentives close more sales at higher values. We’re offering 0% APR for commercial customers in DTE, Consumers Energy, or SEMCO service territories working on eligible improvements. We’ve helped hundreds to finance their commercial building HVAC systems, insulation, lighting, and other projects. You won’t want to miss this chance.

Consumers Energy logo
DTE Energy logo
Semco Energy Gas Company logo