Loan Amount

Participating Lenders offer an unsecured loan for amounts between $1,000 – $30,000

Fixed Annual Percentage Rate

See available interest rate options in the chart below

Number of Years

Loan terms are one year for every $1,000 up to $4,999. For loans $5,000 and higher, 10-year terms are an option. There are no annual or early repayment fees.

Loan Calculator

Monthly payments are estimated

OR

Participating Lenders

Residential financing for Home Energy Loan Programs

LENDER MINIMUM CREDIT SCORE MAXIMUM LOAN RATES COUNTIES SERVED
AAC Credit Union* 640 $20,000 4.25% – 4.99% Herman Miller employees and residents of the city of Holland
FreeStar Financial Credit Union 640 $15,000 4.99% Genesee, Lapeer, Lenawee, Livingston, Macomb, Monroe, Oakland, St. Clair, Washtenaw, Wayne
Genisys Credit Union 640 $30,000 4.99% All Michigan counties
LAFCU 640 $30,000 4.99% Barry, Calhoun, Clinton, Eaton, Gratiot, Ingham, Ionia, Jackson, Livingston, Montcalm, Shiawassee
MSU Federal Credit Union* 640 $30,000 4.90% Entire lower penninsula for MSUFCU preferred contractor network
UP State Credit Union 640 $30,000 4.25% – 4.99% Entire Upper Peninsula
Washtenaw Federal Credit Union 640 $30,000 4.25% – 4.99% Washtenaw

*Lender does not participate in the centralized loan application center. Please contact your contractor to apply.